Mounting bills can put stress on any family's budget, but when there isn't enough income coming in to pay off those debts, late bill payments are inevitable. If you find yourself facing insurmountable debt and bankruptcy appears to be your only option, contact an experienced bankruptcy attorney to discuss your options.
Central Texas Chapter 7 Bankruptcy Attorney
Chapter 7 bankruptcy is a fairly quick and simple way for individuals, families and small businesses to find debt relief and a fresh financial start by discharging unsecured debts, including credit card debts and medical bills. As a bankruptcy lawyer in Austin, Texas, I, Charles Nettles, guide clients through the process of Chapter 7 bankruptcy while ensuring that their individual circumstances get the attention they deserve.
I have practiced law for over 25 years, most of which has been exclusively focused on providing bankruptcy solutions to clients in Central Texas. Let me help you get out of debt. Contact my office today for a free initial consultation. Either send me an e-mail or call me at 512-443-5545 (toll free at 800-460-5555).
I am a Board Certified Bankruptcy Attorney assisting Individuals and Small Businesses File Bankruptcy.
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Filing for bankruptcy is never an easy decision. At my firm, I will help you analyze your situation to figure out if bankruptcy is the right solution for you. I will always provide honest advice, even when it is in your best interest not to hire me to file for Chapter 7 bankruptcy.
Some people have accumulated excess debt over long periods of time. Others have had it build up quickly after a job loss, illness or accident. In either case, Chapter 7 bankruptcy may be able to help you get the debt relief that you deserve.
Surviving the Emotional Effects of Bankruptcy
No matter what circumstances ultimately led to filing bankruptcy, both the practical and the emotional impact on the debtor will be enormous. Confronting the emotional and psychological issues surrounding bankruptcy and reaching an understanding and acceptance of the situation are essential to rebuilding and maintaining a successful financial life. The experienced bankruptcy attorneys at Charles R. Nettles, Attorney at Law in Austin, Texas, can guide a debtor through the complicated legal, financial and emotional maze of bankruptcy and steer him or her in the right direction for the future.
Filing bankruptcy can, without a doubt, stir up many negative emotions. The debtor's sense of self-worth is often closely tied to his or her financial circumstances. Loss of money can be experienced as a loss of identity, self-esteem and confidence. We live in a society in which image is seemingly bought through possessions. Money can be viewed as a powerful currency not only in a purely economic sense, but also in relationships and thus a real or perceived loss of interpersonal power can ensue when bankruptcy is filed.
Understanding these emotions can help disentangle the practical realities of money from the possibly destructive or limiting emotional response to bankruptcy.
At times of significant loss, people tend to feel that their entire foundation has been shaken and that their most fundamental sense of security has been disrupted. They question their trust in themselves, in others and in the world at large. Although it may be natural for many to bury these frightening emotions, bringing core insecurities to a conscious level can actually reduce fear and the feeling of being out-of-control, which enables individuals to start tackling their situations constructively. In addition, the counsel of a seasoned bankruptcy attorney at Charles R. Nettles, Attorney at Law in Austin, Texas, can see a debtor through the tough times and guide him or her to a brighter financial future.
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